Blog Post- How To Delete Paytm Account Permanently
Paytm contributes to being one of the leading payment applications in India which started its operation in the year 2010. It earned more popularity after the demonetization which occurred in the latter part of the year 2016. Paytm confers a wide assortment of services that has earned a high reputation in luring a vast array of users.
At present, the KYC option has been made mandatory by Paytm. Thus, every end-user requires verifying the respective account by offering valid documents. It is an indication that a single user can’t have several accounts. You may feel the urge to create a lot of Paytm accounts with the aid of the various mobile numbers.
However, once you have verified the KYC, the specific account will be more useful whereas the remaining ones will have limited functionality. For getting rid of the redundant accounts, you may wonder, how to delete the Paytm account? You need to keep in mind that there are no direct options for deleting the account on Paytm permanently. However, In this step, We will give you information about different steps. Which are required following for deleting the Paytm account permanently?
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Things to Keep in Mind Before Deleting Paytm Account Permanently:
If you are planning to delete the Paytm account permanently, here are the steps, you need to follow before deleting or closing the Paytm account and ensuring that you are not losing anything during the specific procedure:
- You need to take a look at whether there is balance in the account after which you need to transfer the same into the bank account.
- In the second step, you should make sure to check out whether you have accomplishes the KYC process so that you can transfer the money in the Paytm account to the Bank Account. KYC also plays an important role to delete the Paytm Account at ease.
- Once you have closed the Paytm account, you will not gain success in login into the Paytm account with the aid of the login ID or mobile number.
- Paytm stores different records, which are relevant to the transactions, which you have completed, via the Paytm account, for up to ten years, even after you have deleted the account, according to the requirements of Prevention of Money Laundering Act rules or PMLA. It is not possible to share the data, which is stored by Paytm, with any third-party, except for the Government agencies which are authorized by law, catering to your needs.
- You will not find any option for deleting or closing the account directly via Paym Website or Paytm Application. It is possible to close the account only by reaching out directly to Paytm.
Steps to Delete Paytm Account Permanently
In India, almost everyone is using Paytm. Paytm happens to be a digital platform that is being used on a wide scale for shopping, recharging, payment of bills. This online payment platform is also used for the transfer of money to others instantly at zero cost via an integrated wallet. It allows you to make payments through online net banking, credit cards, debit cards, UPI(unified payment interface). All you need to do is set up the account with the aid of the mobile number or email address to procure the services.
For using it, users create an account. However, what if someone wants to delete their account in Paytm? Till now, no options are available for deleting the Paytm account directly. However, still, other options are readily available which allows in the deletion of the Paytm account directly. Here is a list of the best options; you need to opt for, to delete Paytm account permanently:
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Deleting Paytm account directly from the older version of the app
It is considered to be the simplest process for the deletion of the Paytm account. In this process, we will utilize the older version of the Paytm app for the deletion of the Paytm account. You can remove the disabling or deletion account option from the different updates of the Paytm Application. Here is a list of the steps; you need to follow for deletion of the Paytm account from Paytm app directly:
- In the first step, you require downloading the Paytm app’s older version
- Now, you require installing it and opening it on your smartphone
- Go to the profile section in Paytm and click on the 24×7 help option.
- Here, you are going to Profile Settings. Click on that.
- Now click on the ” I want to delete my paytm account” option.
- Here you need to Message paytm regarding deleting the Paytm Account.
- You should mention Delete my Paytm account in the subject
- In this step, you require describing the reasons for deleting the Paytm Account. You should describe the reason in brief and you will see that after a few working days, the Paytm account has been deleted successfully.
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Deletion of the Paytm Account permanently via Email Method
The email method is considered to be a suitable choice for deleting the Paytm account manually. To accomplish this, you require login into the email account that has been associated with the Paytm account that you intend to delete. Now, you require crafting an email after which you should make sure to send the same to care@paytm.com, and there, you need to request about the deletion of the Paytm account.
You should make sure to attach the ID proof in the email where you should make sure to cross-check as well as verify the account at ease and after this, you should make sure to delete it.
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Steps to delete Paytm account on the laptop
In case you are going to use the web version of the Paytm account on a laptop or computer, you require following the below-mentioned steps:
- Visit Paytm Website and log in to your Paytm account which you want to delete.
- Scroll the page, You will find 24×7 help option Click on the option.
- After this, you require hitting on “My Account”.
- Again, you need to choose the category, which says “I want to close/delete my account”.
- Here, you should make sure to choose the issue. It is possible to select anyone, as per your needs. Fo9r instance, you can choose “I want to Use Paytm with a different number”.
- Now, you should make sure to describe the problem in brief after which it is sent to the Paytm team.
- Following such steps, you can send a request to the customer care team of Paytm to delete your account. Once they get the request, they will be confirming the reason to close the account. After this, they will be sending a message to the registered number of Paytm along with a link for closing the Paytm account.
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Deleting Paytm account in iPhone and Android application
You can also delete the Paytm account from the iPhone and Android application by following the below-mentioned steps:
- In the first step, you need to sign in the Paytm account
- Now, you need to press on the three lines which are present in the upper left-hand corner
- In this specific step, you need to move to 24*7 help
- Again, you require pressing on More products and services
- After this, you should be scrolling down and hit on Profile and settings
- Here, you should tap on the valid region such as “I don’t use this Paytm account”
- Now, you should ensure to describe the reasons why you want to close this account in brief and then send the same to the Paytm team
In this manner, you will be capable of sending the request to the Paytm team to close the account. As the request is received, Paytm will be confirming the reason to close the account. They will also send a message to the registered number of Paytm along with a link for closing the Paytm account. You require following the link for confirming the request for the deletion of the Paytm account.
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Deletion of Paytm account directly from the Paytm Bank Account
Here is a list of the steps; you need to follow for the deletion of the Paytm bank account. You need to keep in mind that once you have deleted the Paytm bank account, you will not be capable of using it shortly:
- Download the Paytm Payments Bank app from here.
- In the first step, you need to sign in to the account
- Now, you need to move to help and support option
- Here, you require selecting Payment Bank > Close Paytm Payment Bank
- Now, a ticket will be opened, related to the request. Here, you should make sure to include the reasons why you are going to delete the Paytm bank account
- You are going to receive a call from the customer care executive of Paytm for confirmation
- With the duration of 2-3 days, you need to delete the Paytm bank account
In the beginning, Paytm begin its bill payment and online recharge services. However, the catalog of advanced features, as well as useful services, has enhanced manifolds in the past few years.
At present, you can make the best use of this application for prepaid recharging of DTH cable, data card, mobile phones, metro cards, to name a few. It also allows you to book the tickets for the hotel rooms, flights, buses, movies, trains. Paytm confers a list of amazing services and features to the customers. Hope this blog post will help if you wish to delete your Paytm Account Permanently.