Top 10 Mobile Wallet Apps In India: 2020 Edition

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Top 10 Mobile Wallet Apps In India

Hey everyone! Here I’m back with one more informative article for you all. We all use e-wallets on our daily basis. So today’s article would be dedicated to mobile wallets. I have got you a fresh edition of 2020 for the top 10 mobile wallets. So let’s get started with the article.

With digitalization, there is a revolution in banking and transactions. Digitalization focused mainly on cashless transactions. No need to carry money in your wallet, even for heavy transactions. Your mobile phone will act as an e-wallet for you. Pay your money directly through your phone, save paper, and also save your efforts. This will make your life easier and also a contribution from the end for a Nobel cause. 

Top 10 Mobile Wallet Apps In India_ 2020 Edition


Mobile wallets are a virtual mode of making money transactions or payments at any online or offline merchants. On mobile wallets, you can save your money so that you can easily use it at the time of need. No hassle to carry liquid cash everyone you go out to shop. This is the best way to make your life easier.

Now the question here is where you can pay using your e-wallets? I have that answer for you. You can easily play at any online or offline store. If you shop online at some e-commerce websites like Amazon, Flipkart, Myntra, etc you can make payments online using your e-wallets. So this way you can easily book anything for yourself, for your friends, family and loved ones. And if you frequently shop offline, many offline merchants do accept payments online, so you can transfer the money through their QR code or even you can directly transfer the money to their e-wallets. So this is a beneficial method of money transactions for both buyer and seller.

After spending a good amount of time in my research I have prepared a list of top 10 mobile wallets in India. Take a look on the list that I have made for you:

List Of Top 10 Mobile Wallet Apps in India

App NameDownload Link
PhonepeDownload Phonepe
PaytmDownload Paytm
Amazon payDownload Amazon
Google PayDownload Google Pay
BhimDownload Bhim
PocketsDownload Pockets
PayZappDownload PayZapp
FreeChargeDownload FreeCharge
Yono SBIDownload Yono SBI
MobiKwikDownload MobiKwik

So this was my top 10 list for mobile wallets in India and this is a fresh edition for the year 2020. Further in the article, you will find complete detailed information about all these mobile wallets. I will explain each one in detail and will also provide you with the app download links too, for your ease. So let us get started with the detailed article. So, here we go:

Top 10 Best Mobile Wallet Apps In India

1. Phonepe

Phonepe App Download

Phonepe is an all in one solution for everything you need. It has gained immense popularity soon after it was launched in the year 2015. It has made the money transaction experience easier and simpler.

  • Download the Phonepe App from the below link.
  • Phonepe is available for both iOS and Android devices.
  • There are more than 10 route users of Phonepe.
  • On Phonepe you can easily send money, request money, scan and pay, pay utility bills, do mobile, DTH recharges, and there is much more to say.
  • UPI option is there for a seamless money transaction.
  • You can easily add multiple bank accounts.
  • There are other options too such as, ordering food, insurance, mutual funds, offer medicines, book cabs, railway tickets, flight tickets, etc.
  • You can increase your wallet limit by verifying your KYC details.

Download Phonepe

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2. Paytm:

Paytm App Download

Next in my list is Paytm. Paytm is the oldest in the market and still it has maintained its position as a leading app in terms of online wallets and money transactions. It was launched in the year 2010. With the recent updates, Paytm has improved its user interface for customer satisfaction. 

  • It’s available for both Android and iOS devices.
  • On Paytm, you can use your e-wallet for recharges, bill payments, shopping, and much more.
  • Payment has also started the UPI option for a better experience.
  • You can add your bank accounts or even can open an account on the Paytm payments bank. You can also get a debit card delivered at your doorstep.
  • Paytm allows you to book your movie tickets or travel tickets.
  • You easily add money to your Paytm wallet through your bank account. 

Download Paytm

3. Amazon pay:

Amazon app download

Amazon is a leading e-commerce website all over the world. But now Amazon has started it’s own Amazon pay for money transactions. 

  • On the Amazon app, you will find an Amazon pay option.
  • You can use our link to set up your Amazon pay account in the Amazon app.
  • You can set up your Amazon pay UPI id and add your bank account.
  • Amazon does offer a lot of discounts and cashback on using Amazon pay.
  • All these cashback can be used on your next shopping or recharges. 
  • Amazon Pay can be used at various merchants for payments and also you can do recharges, bill payments, book movie tickets, travel tickets, and much more.
  • You can easily add money to Amazon pay balance.

Download Amazon

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4. Google pay:

Google pay app download

Next comes Google pay. Google pay is a pioneer in the field of digital wallets and money transactions. Initially, it was started by the name of Tez but later charged to Google pay.

  • Download the Google pay app on your Android or iOS mobile form the below link.
  • Pay your utility bills and recharge your mobile or DTH using Google pay.
  • You can easily send money and request money on Google pay.
  • On Google pay, you can make transactions directly from your bank account.
  • The interface is very simple and easy to use.

Download Google Pay

5. BHIM:

Bhim App download

BHIM is another great option if you are looking for online money transactions. There are more than 1 million downloads on the play store for the BHIM app.

  • Download the BHIM app from the below link.
  • On the BHIM app, you can add your bank accounts and create your UPI address.
  • You easily pay at any merchant using the BHIM app.
  • Mobile, DTH recharges, electricity bills, gas bills, broadband bills, etc. can be easily paid.
  • With the recent updates, the UI of the app has become user friendly and simple to operate.

Download Bhim

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6. ICICI pocket:

Pockets app download

In my top 10 list, the next is ICICI pocket. It is a well established mobile banking platform to make our lives easier. It allows it’s users to have an e-wallet for making the banking more convenient.

  • Download the ICICI pocket app from the below link.
  • ICICI pocket is a great platform for mobile banking. Here you can easily make payments for your utility bills, make recharges, pay for shipping, book movie tickets, book travel tickets, and much more.
  • You can add any of your bank accounts to the app.
  • ICICI pocket will give you a virtual Visa card that you can use for making payments by adding balance to it.
  • Also, you will get many offers for discounts and cashback.

Download Pockets

7. HDFC PayZapp:

PayZapp App Download

One more mobile wallet app that is being widely used in India is HDFC PayZapp. 

  • Download the app from here.
  • You can also download it from the app store or play store.
  • PayZapp has more than 10 million active users.
  • It has a unique feature through which you can send and request money from anyone in your phone book.
  • You can easily do a mobile or DTH recharges.
  • Also paying bills is very easy as the interface of the app is very simple.
  • With PayZapp one can easily do online shopping through various e-commerce websites.
  • PayZapp does have many exciting offers through which you can save money.

Download PAyZapp

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8. FreeCharge:

FreeCharge app download

Freecharge is one of the most famous mobile wallets. They can provide all services in one place like mobile recharge, DTH bill payments, gas, electricity, and much more. It has a very simple interface. It is indeed a globally recognized platform.

  • You can easily download the Freecharge from the below link.
  • The app is supported by both Android and iOS devices.
  • To get started with the app just sign up as a new user and you are good to go.
  • With the Freecharge app, you can easily shop on more than 2 lakh merchants.
  • It also provides debit and credit cards to its users.
  • The transactions are fast and secure.
  • The checkout process is very easy just make your payments with your shipping details at the respective store and your order is booked.

Download FreeCharge

9. Yono by SBI:

Download Yono SBI

The next mobile application is by State Bank of India and its name is Yono. Yono app was launched with a motive to give easy mobile transactions to all the customers.

  • Download the Yono mobile application from here.
  • This app is available in 13 Indian languages.
  • Any bank account holder can use this app.
  • This app is apt for money transfers, bill payments, shopping, recharges, booking movie tickets, booking travel tickets, booking hotels, and many others.
  • On this app, you can set reminders for your bill payments and EMIs.
  • Also, you can check the mini statement of your SBI account on this app.

Download Yono SBI

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10. Mobikwik:

Mobikwik app download

Finally in my list of the Mobikwik app. Mobikwik was launched soon after Paytm and has gained a lot of popularity. This app allows it’s users to enjoy several discount offers and cashback. 

  • Download the app for your Android or iOS device from the below link.
  • With this app, you can easily pay your utility bills and recharge your mobile or DTH.
  • There is an expense tracker so that you can look up to your savings.
  • Mobikwik had recently tied up with several grocery stores, online merchants, and some offline merchants too.
  • You can easily add money to your Mobikwik wallet and use it to make online transactions.

Download Mobikwik


So guys this was my list of top 10 apps for mobile wallets in India. This is a fresh revised list for the year 2020. All these apps have a customer-friendly user interface. These are safe and secure. I have provided you with the download links to that you can easily download them on your mobile to enjoy hassle-free money transactions. Hope you enjoyed the article.