Top 10 Loan Apps In India

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Apps loans are internet software that has been developed to provide essential financial support to its customers through the borrowing of cash. The lender bases some conditions that should be met by the borrower to qualify for their loan services. Henceforth, a Loan application refers to a document on which the lender bases the decision to lend.

top loan apps in india

Must Read: ZestMoney Loan App: Get Guaranteed 50,000 Credit Limit + Refer & Earn

List Of Top 10 Loan Apps In India

Sr. No.	Loan App Name	Prices (INR)	Specification
1.	KreditBee	₹1000 - ₹ 1 Lakh	This app provides solution for young entrepreneurs who need access to quick cash. Its flexibility makes it easy for those in need to access loans. It offers interest rate at 2 – 3 % monthly
2.	MoneyTap	₹300 - ₹ 5 Lakh	MoneyTap is Indian’s first based credit line on ranking. Its best feature of all times, you pay only interest of the amount you used
3.	PaySense	₹5000 - ₹ 5 Lakh	It was founded by Sayali and Prashanth. PaySense is an instant money App that offers instant cash loans online to the Indians. Customers. You can use your phone to check your loan eligibility
4.	IndianBulls Dhani	₹1000- ₹ 15 Lakh	It’s an instant loan App that provides amount to your bank account. You can get a loan of up to ₹15 Lakh immediately at an interest rate of 12%
5.	India Lends	₹15000 – ₹ 50 Lakh	Indian’s lends is an online platform that offers instant personal loans through credit cards and free credit reports. It has one of the lowest (0.9% - 3%) interest rates and disburses the loan within 48 hours
6.	NIRA	₹3000 - ₹ 1 Lakh	Has an interest rate if 1.5 to 2.5 %The company is FinTech owned but provides lines of credit to salaried professionals in India. The loan, ranges from three months to one year. In order to calculate the amount of interest to be paid, time and amount of money taken will have to be considered`
7.	CASHE	₹5000 - ₹ 2 Lakh	They charge their interest rate from 2%. This app provides short term personal loans for various financial needs, but only to salaried individuals
8.	Capital First limited (C.F.L)	₹1 - ₹ 25 Lakh	Capital First is one of the instant loan app in India .The company provides flexible repayment tenure, ranging from 1 to 5 years, for the loan ranging from ₹1 Lakh to ₹25 Lakh
9.	Credy Technologies	₹10000 - ₹ 5 Lakh	This is one of the fastest loan lender In India that gives loans on personalized terms. Their monthly interest rate ranges from 1 to 2%
10.	Money View	₹10000 - ₹ 5 Lakh	With this online loan app platform, clients do receive fast and quick loan verification. This enables satisfaction to its clients by solving their urgent needs. Money View charges an interest rate of 1 to 2 % to its customers

1. KreditBee

KreditBee is an Instant Personal Loan and Credit Platform for Young Professionals, where one can apply for a Personal Loan Online and avail of up to Rs 1 Lakh as a Direct Cash Transfer to a Bank Account as per their requirement. The overall interest payable starts at Only 1.5% of the Principal. The documentation is very minimal & the entire process starting from registration to cash disbursement does not take more than 15 minutes. The application process is completely online, and on approval, the cash is immediately transferred to the bank account of the user.

App link – Download App

Refer code – SUBTJPPW4

2. MoneyTap

MoneyTap is India’s first credit line based instant loan app in partnership with leading banks and NBFCs. Get an instant personal loan online with zero collateral and interest rates starting from as low as 13-24.3% pa for 2 to 36 months duration. MoneyTap offers you the benefits of an easy personal loan and credit card combined. Borrow any amount starting from Rs3000 to Rs5 Lakh and transfer the amount directly to your bank account.

App link – Download App

3. PaySense

Paysense is a venture-backed, financial services startup. They stand for making all things finance more simple, accessible, and transparent. Paysense specializes in using advanced data sciences to provide credit without the hassle of complex application processes, arduous physical proofs, and long waits. With paysense, you can apply for Loans of up to Rs. 5000 to Rs. 2 Lakhs easily using your phone or laptop, and payback on low EMIs.

App link – Download App

4. Indiabulls Dhani App

Indiabulls Dhani is an instant personal loan app that will make your financing needs easier than ever before. Get a personal loan, two-wheeler loan, car loan, travel loan, marriage loan, or medical loan instantly. Instant Personal Loan from Rs1,000 to Rs 15 Lakhs
for Tenure of 3 months to 24 months. With Indiabulls Dhani, one can fulfil any dream of travel or marriage or any other requirement with an unsecured instant personal loan or cash loans, as they provide easy and instant loan disbursals.

App link – Download App

5. Indian Lends

Indian Lends provides Easy Personal Loans available instantly at IndiaLends. Their loans help meet all your financial needs at low-interest rates.

App Link – Download App

6. NIRA Finance

Nira Finance allows you to take loans Up to 3 lakhs in just 3 minutes. NIRA has partnered with Federal Bank, a leading bank in India. Federal Bank, whose origins date back to 1931, has more than 1250 branches and 8 million customers. The federal bank is fully regulated by the Reserve Bank of India.

App link – Download App

7. CASHe

CASHe is a new way to borrow money from your smartphone. It makes lending simpler, better, and faster with your smartphone. All you need to have a good cibil score and CASHe will provide instant loans up to 1 lakh. You can know your loan eligibility in just seconds in CASHe.

App link – Download App

8. Capital First Limited (IDFC First Loans)

Capital First is a very reliable website to get instant loans from the comfort of your couch. For your information, Effective 18th December 2018, Capital First & IDFC Bank have merged. The merged entity is now IDFC FIRST Bank.

App link – Download App

9. Credy Technologies

Credy provides instant loans at affordable interest rates in India. It is a fast and reliable service to get instant loans at as low as 1% interest rate per month. There are many types of loans available on it such as Education loans, salary loans, etc.

App link – Download App

10. MoneyView

MoneyView allows you to Get Instant Loans of up to ₹5 Lakhs From Anywhere In India. You can take flexible repayment terms up to 5 years at very low monthly interest rates starting from 1.33% per month.

Flexible Repayment Terms up to 5 Years
Low Monthly Interest Rates Starting From 1.33%

App link – Download App

Conclusion

As the above online paying apps have been certified and approved by the Indian government, I thereby recommend you all apply for loans to solve poverty and any emergency occurrence that needs to be tackled.

(Updated) Top 10 Loan Apps In India – Get Instant Loans Up To 5 Lakhs