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Top 10 Indian Banks For Zero Balance Savings Account
Looking for a zero balance savings account but not able to find the correct bank for yourself. In this post, we are going to tell you the best Indian banks for zero balance savings accounts. A zero balance account is better for those who are struggling to maintain zero balance in their account. If you are a student or one of those who did not like to maintain minimum balance then this post is much helpful for you. You can open an account in any of these banks to safeguard your hard-earned money from so-called excessive deductions from the banks.
In the zero balance saving account, you don’t have to maintain a minimum balance. So many banks want their customers to maintain a minimum balance that is not possible for everyone.
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List Of Top 10 Indian Banks For Zero Balance Savings Account
| Sr. No. | Bank Name | Visit Link |
|---|---|---|
| 1. | Axis Bank Asap | Visit Now |
| 2. | IDFC First Bank Pratham | Visit Now |
| 3. | DBS Digisavings | Visit Now |
| 4. | Yes Bank - Smart Salary Advantage | Visit Now |
| 5. | RBL Bank - Digital Saving Account | Visit Now |
| 6. | Kotak Mahindra Bank - 811 Digital Account | Visit Now |
| 7. | IndusInd Bank - Indus Online Saving Account | Visit Now |
| 8. | Standard Chartered Account | Visit Now |
| 9. | HDFC Bank - Basic Savings Bank Deposit Account | Visit Now |
| 10. | State Bank Of India - Basic Savings Bank Deposit Account | Visit Now |
1. Axis Bank ASAP
- For account balance below Rs.50 lakh, the interest rate is 3.50% p.a
- You can download the app, and you will get unlimited RTGS/NEFT
- In this bank. When your account balance is above 20000, then you will all get a higher interest rate through the auto FD feature.
2. IDFC First Bank Pratham
- In IDFC Pratham savin account if your account balance is below one lakh the interest rate is 6% p.a
- It gives you the benefit of unlimited ATM withdrawal
- In this, they provide you with unlimited free access to mobile and internet banking
3. DBS Digisavings
- In DBS- Digisaving when your account balance is upto one lakh the interest rate is 5% P.a
- This bank provides you with the benefit of an unlimited free ATM withdrawal, e-wallet feature.
- For account balance between one lakh to 2 lakh, the rate of interest is 7% p.a
4. Yes Bank – Smart Salary Advantage
- In this for account balance below 1 lakh, the interest rate is 5% p.a.
- For account balance above 1 lakh and less than 1 crore, it is 6% p.a.
- It provides the facility of free and unlimited ATM withdrawal from any YES bank ATM across the country.
5. RBL Bank – Digital Saving Account
- In this Digital saving account, when the account balance is upto one lakh, the interest rate is 5% p.a.
- Through this, you can make an unlimited ATM withdrawal
- It provides you with the benefit of instant paperless account opening.
6. Kotak Mahindra Bank – 811 Digital Account
- In this Kotak Mahindra Bank-811 Digital Bank Account, if your account balance is upto one lakh, the interest rate is 4% p.a.
- Here you can do online money transfer free.
- From account balance 1lakh to 10 lakh, the interest rate is 6%. p.a.
7. IndusInd Bank – Indus Online Saving Account
- In this Indus Online Savings Account, if your account balance is up to 1 lakh, the interest rate is 4% p.a.
- If the account balance is between 1 lakh to 10 lakh, the interest rate is 5% p.a.
- For the above 10 lakh, the interest rate is 6%.
- This provides free NEFT/IMPS/RTGS on online channels.
8. Standard Chartered Account
- For this account, if your account balance is upto 50 lakh, the rate of interest is 3.50% p.a.
- It offers the benefit of the free cash deposit, DD, PO, cash withdrawal.
9. HDFC Bank – Basic Savings Bank Deposit Account
- In this Basic Savings Bank Deposit Account, if your account balance is below 50lakh, it offers an interest rate of 3.50%. p.a
- It provides you with the facilities of easy banking that consists of Phone banking, Net banking, Mobile banking and many more
10. State Bank Of India – Basic Savings Bank Deposit Account
- In this Basic Savings Bank Deposit Account, if your account balance is upto 1 lakh, the interest rate is 3.50% p.a.
- For account balance above 1 lakh, the interest rate is 3% p.a.
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Conclusion:
These were the top 10 Indian banks that provide you with a zero balance savings account. So if you want to open a zero balance saving account, just check in the list provided, and according to your requirement, go and get the accounting process done.
