How to apply for Amazon Pay Credit Card
Amazon recently has come up with Amazon Pay credit card, after entering into a partnership with ICICI bank of India. This credit card looks similar to the other kinds of credit cards, which are available in the country. Whether you are a non-prime or a Prime member, you are eligible to apply for this credit card.
One of the top reasons why potential customers prefer to use this credit card is because they confer limitless reward points along with no cost EMI.
It is known to be a lifetime free credit card. ICICI Bank issues the Amazon Pay Credit card, after association with VISA and Amazon Day Private Limited. Amazon Pay Credit Card is rewarding the customers for purchases in the form of Balance of Amazon Pay.
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Benefits of Amazon Pay credit card
Amazon provides reward points to the people using the credit card. If you are a prime member, you are going to receive 5% reward points on the clothes, mobile phones, grocery shopping. In addition to this, this company also imparts 2 percent reward points while recharging the phones, flight booking, and making payment of bills by Amazon to the consumer. On other shopping and payments, users are going to receive just 1% reward points.
The user will receive the rewards in the form of credits as Amazon Pay Balance monthly. You need to remember that Amazon is not going to offer any sort of reward points on the EMI orders. For the celebration of the launching of Amazon Pay credit card, the company provides cashback of Rs.600 instantly to the prime members. On the other hand, the non-Prime members receive a cashback of Rs. 500.
It is known to be a limited period offer. For receiving the cashback, you do not require buying anything. You will get the cashback as you apply for this Amazon Pay credit card before the ending of a limited period which can be availed from time to time.
Why users love to opt for Amazon Pay credit card
ICICI bank has launched Amazon Pay credit card after its association with Visa and Amazon. It contributes to being a lifetime free credit card and you do not need any renewal and joining fees for this. It is one of the crucial reasons why people love to choose this credit card on a wide scale. In addition to this, purchases that are done through Amazon Pay Credit card will allow you to earn off and on Amazon as Amazon Pay balance. You can redeem it in more than 16 crore products on the website of Amazon.
There are several privileges; you can gain after associating yourself with ICICI bank. For instance, you will be capable of saving up to 15 percent on your dining bills as you dine in any of the 2,500 restaurants in India via the ICICI Culinary Treats program. It also confers a 1 percent waiver on the different fuel surcharge.
You do not need an annual fee or joining fee for this card. It also includes an embedded microchip that confers extra security against the duplication of cards as well as counterfeiting. In addition to this, the new chip cards of the Amazon Pay ICICI bank credit card have an additional security layer as a PIN or Personal Identification Number.
Features of Amazon Pay Credit Card
Amazon also allows automated conversion of the earning to the Amazon Pay Balance after the completion of the billing cycle. You can find earnings from the previous billing cycles in the credit card statement. Another optimum reason why users prefer to use the Amazon pay icici bank credit card is that it does not involve any least redemption amount. Besides this, no specific fees are involved for the purpose of redeeming earnings which is why people love to opt for this Amazon Pay Credit card again and again.
Steps to apply for ICICI Amazon Pay Credit Card
- First Of all, visit the given link for the Amazon Pay credit card application.
- Login your Amazon account and verify your mobile number for Proceeding further.
- Now fill the Amazon pay credit card application form like name, father name, address, salary slip, pan, card, etc.
- After that schedule an appointment with the amazon executive.
- In case the application gets approved, you are going to get a ready to use digital card.
- ICICI bank will be sending the physical card to the specific registered email ID in some days.
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Fees and Charges
The best part of applying for this Amazon pay credit card is that it does not involve any annual fees and joining fees. The cash advance fee, in this case, is almost 2.5 percent of the total amount, which is withdrawn. The finance charge on these cards is in the range of 3.5-3.8 percent. Besides this, the late payment charge for this credit card is in the range of Rs. 100- Rs. 750.
Other than this, the over-limit charge is known to be 2.5 percent of the over-limit amount. Also, the returned payment fees include 2 percent of the total amount. If you want to replace the card, you need to pay an amount of Rs. 100. The cards also include a foreign currency transaction of 3.5 percent. Other than this, it has a cash payment fee of Rs. 100. A duplicate statement fee is also available every three months where you have to make an amount of Rs. 100.
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Eligibility for applying for Amazon Pay Credit Card
ICICI Bank has come up with specific eligibility factors for the Amazon Pay Credit card with regards to income, the city in which you stay age, credit score, to name a few. The age bracket for applying for this card is within the range of 18-60 years. You can seek information about the requirements of the card in detail by sending the application request. In case you have accomplished the primary eligibility requirements, you need to submit the documents where you need to prove income, address, and identity.
The documents you need to submit for identity proof can be any of the Voter’s ID card, Aadhar Card, PAN card, passport, Driving license, Defence ID card, any photo ID proof, issued by State and Central Government, Photo Credit Card. Besides this, you have to submit residence proof as to either of the Voter’s ID card, Passport, Ration Card, Bank Account Statement, Aadhar Card, Letter from the recognized public authority, Electricity Bill, Telephone Bill, Water Bill which is less than three months old.
FOr income proof, you need to submit income proof, which is either a bank statement, which is less than three months old salary slips which are less than 3 months old, Form-16, ITR, to name a few.
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Frequently asked questions and answers
Here are certain frequently asked questions people ask before applying for Amazon Pay Credit Card and their answers:
Can you tell me how to make payment for the ICICI Amazon Pay Credit card bill?
A variety of payment methods are available for the payment of the credit card bills. You can choose from either online banking, NEFT, or you can go for a cash deposit or a cheque deposit in either of the nearest branch of ICICI bank.
What are the possible ways for using the earnings of ICICI Amazon Pay credit card?
The earnings of the credit card are going to be credited to the Amazon account. You are going to receive the earnings within a period of two working days, after the completion of the last billing statement. You can use the accumulated earnings for the complete or partial payment of Amazon Pay and Amazon Purchases.
Do you know whether there is any validity period on the earnings?
The best part about applying for the Amazon Pay credit card is that the earnings on them are never going to expire. In addition to this, there are no specific limits on the earnings for the credit card.
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Is there any way to apply for the add-on card along with ICICI Amazon Pay Credit card?
No, it is not possible to apply for the add-on card along with the card.
Can you let me know how to earn 2% cashback on the Amazon Pay partner sites?
On the Amazon Pay partner sites, you require choosing “Login and Pay with Amazon” and using them for making payments for a credit card.
How can I reach out to the technical support department of ICICI Amazon Pay Credit Card?
If you wish to reach out to the customer care department of ICICI Amazon Pay Credit Card, you need to call them in their toll-free number of 1800 102 0123.
At present, customers who are residing in the Indian cities of Bhopal, Bengaluru, Baroda, Aurangabad, Ahmedabad, Agra, Chandigarh, Coimbatore, Chennai, Ghaziabad, Faridabad, Delhi, Hyderabad, Gurgaon, Ghaziabad, Jaipur, Hyderabad, Kolkata, Kanpur, Mumbai, Ludhiana, Lucknow, Nasik, Mysore, Patna, Noida, Navi Mumbai, Udaipur, Surat, Pune, to name a few.
Hope this blog post will help you to get Amazon ICICI PAY Credit Card.